These Terms & Conditions govern your use of the capitaladvisoryteam.com website and the services of Verity Life Media Ltd DBA Capital Advisory Team ("Capital Advisory Team," "we," "us," or "our"). By using our website or requesting our services, you agree to these terms.

Nature of our services

Verity Life Media Ltd DBA Capital Advisory Team provides financial education and coaching. We do not provide investment, tax, or legal advice and do not sell securities or guarantee any financial result. Insurance products are arranged through licensed advisors and carriers, and suitability depends on your individual circumstances. Any strategy discussed, including participating whole life insurance concepts, is presented for educational purposes only

No guarantees

Information on this website is general and educational. Nothing on this website is a personalized recommendation or a promise of any result. You should consult your own accountant, lawyer, or licensed advisor before acting on any information.

SMS / text messaging program terms

Program name: Capital Advisory Team Text Messages.

Program description: If you opt in, we send (a) transactional text messages related to consultations and services you requested, such as appointment confirmations, reminders, and follow-ups, and (b) if you separately opt in, marketing messages such as educational content, event/workshop invitations, and service updates.

How to opt in: By checking the applicable, unchecked consent box on the form at capitaladvisoryteam.com/contact and submitting your phone number. Each type of message has its own separate checkbox.

Consent is optional: Consent is not a condition of any purchase or service.

Message frequency: Message frequency varies based on your interactions with us.

Costs: Message and data rates may apply, depending on your mobile carrier and plan.

Opt out: Reply STOP at any time. You will receive a confirmation and no further messages will be sent unless you opt in again.

Help: Reply HELP for assistance, or contact us at [email protected] or 1-587-507-4545.

Carriers: Carriers and wireless providers are not liable for delayed or undelivered messages.

Privacy: Your mobile information is handled under our Privacy Policy and is never shared with third parties or affiliates for marketing or promotional purposes.

Intellectual property

All content on this website, including text, graphics, and logos, belongs to Verity Life Media Ltd or its licensors and may not be copied or reused without permission.

Eligibility (18+)

You must be at least 18 years old to use this website, request our services, or opt in to receive text messages from us. Our website and services are not directed to anyone under 18, and we do not knowingly collect personal information from or send text messages to anyone under 18. If you believe someone under 18 has given us their information, contact us at [email protected] and we will delete it.

Limitation of liability

To the fullest extent permitted by law, Verity Life Media Ltd DBA Capital Advisory Team is not liable for any indirect or consequential damages arising from your use of this website or from reliance on its content. The website is provided "as is."

Changes to these Terms

We may update these terms from time to time. The "last updated" date above shows when the latest changes were made.

Governing law

These terms are governed by the laws of the Province of Alberta, Canada.

Contact us

Edmonton, Canada

Province/Region = Alberta

Address = 230 · 9715 Horton Road SW, Calgary, AB T2V 2X5

Postal Code = T5J 3V9

Phone/Text: 1-587-507-4545

Email: [email protected]